Last updated: Dec 15, 2025
Welcome to Ashuram Insurance Expert (accessible at https://ashuraminsurance.in/). This Privacy Policy explains how we collect, use, disclose, and protect your information when you visit our website or contact us for insurance-related assistance.
Ashuram Insurance Expert is the personal brand and advisory service of Ashuram Modi, an LIC Authorized Insurance Agent, based in Bhadra, Rajasthan. This website is informational and advisory in nature only. We are not an official website of Life Insurance Corporation of India (LIC), and all LIC policy terms, benefits, and conditions are governed solely by official LIC rules and documents.
We are committed to protecting your privacy and handling your personal information responsibly in accordance with applicable Indian laws, including the Information Technology Act, 2000 and related rules.
By accessing, browsing, or using this website, you acknowledge that you have read, understood, and agreed to the collection and use of information in accordance with this Privacy Policy. This policy applies to all visitors, users, and individuals who contact us through the website or other communication channels.
If you do not agree with any part of this Privacy Policy, we kindly request that you do not use this website or share your personal information with us. Continued use of the website will be considered as your acceptance of the terms outlined herein.
Ashuram Insurance Expert operates as a local insurance advisory and assistance platform. Our services are primarily offered to individuals and families residing in Bhadra, Rajasthan, and nearby pin code areas ranging from 335501 to 335511.
Taking Bhadra as the central location, we may provide life insurance-related information and advisory assistance within a 60-kilometer radius, subject to feasibility, service availability, and compliance with applicable LIC, IRDAI, and legal regulations.
This website is intended solely for informational and awareness purposes. No content on this website should be interpreted as financial, legal, or investment advice. All insurance-related decisions should be made only after understanding official LIC policy documents and terms.
Ashuram Insurance Expert does not automatically collect, monitor, or store personal information of visitors browsing this website. Users can visit and explore the website without providing any personal details.
We collect personal information only when a user voluntarily contacts us for assistance, inquiry, or support related to life insurance or LIC policy-related information.
Depending on the nature of the request, the information requested may include:
In certain cases, if a user seeks help regarding an existing life insurance policy or requires specific assistance, we may request only the minimum information necessary to understand the query and provide appropriate support.
Such information may be shared by the user through:
We clearly state that providing personal information is completely voluntary. Users are free to choose what information they wish to share while contacting us.
Once the user’s query or assistance request is resolved, any personal information shared for that specific purpose is not retained and is removed or deleted from our records or communication systems, unless retention is required by law or for legitimate service-related follow-with the user’s consent.
Our approach is strictly limited to assisting users responsibly while respecting their privacy. We believe in collecting only what is necessary, for only as long as required, and using it only for the purpose requested by the user.
Any personal information shared by users is used strictly for legitimate, limited, and purpose-specific reasons. We use such information only to respond to user-initiated requests and to provide insurance-related assistance in a responsible manner.
The information may be used for the following purposes:
We clearly state that personal information is never used for unsolicited marketing, promotional campaigns, mass messaging, or data profiling. We do not sell, rent, or share personal data with third parties for commercial gain.
This website does not provide financial, investment, or legal advice. All information shared is of a general and educational nature, intended only to create awareness and understanding of insurance-related concepts.
Users are advised to refer to official LIC policy documents and terms for final decisions, as all policy benefits, conditions, and eligibility are governed solely by official LIC rules and regulations.
Ashuram Insurance Expert may use basic cookies and limited website analytics tools to ensure proper functioning of the website and to understand how visitors interact with the content.
Cookies are small text files stored on your device by your web browser when you visit a website. These cookies help us recognize general usage patterns and improve the overall usability of the website.
Cookies and analytics, if used, are intended solely for the following purposes:
The information collected through cookies and analytics does not personally identify individual users. We do not use cookies to collect names, phone numbers, email addresses, or any sensitive personal data.
We do not use cookies for targeted advertising, remarketing, or user profiling. Any analytics data is reviewed only in an aggregated and anonymous form.
You may choose to accept or decline cookies through your web browser settings. Please note that disabling cookies may affect the functionality or performance of certain parts of the website.
Ashuram Insurance Expert follows a strict policy of respecting user privacy. We do not sell, trade, rent, share, or misuse any personal information provided by users for commercial or promotional purposes.
Personal information, if shared by a user for assistance, may be disclosed only in limited and specific circumstances, as described below.
We ensure that any such disclosure, where unavoidable, is limited to the minimum information necessary and shared solely for the intended lawful purpose.
Our website may use or link to third-party tools, services, or websites, such as analytics providers or official LIC resources. These third parties operate under their own privacy policies and data handling practices.
Ashuram Insurance Expert does not have control over, and is not responsible for, the privacy practices, content, or data usage policies of third-party websites or services. Users are encouraged to review the respective privacy policies of such third parties before sharing any information.
Ashuram Insurance Expert takes reasonable and appropriate measures to safeguard any personal information shared by users from unauthorized access, misuse, alteration, loss, or disclosure.
We follow responsible data handling practices and take necessary precautions, including limited access controls and careful handling of communication records, to ensure that user information is protected.
Personal information, where collected for assistance purposes, is accessed only by authorized individuals and only for the specific purpose for which it was shared by the user.
We also make efforts to ensure that personal information is not retained longer than necessary and is removed once the user’s request or assistance requirement has been fulfilled, unless retention is required by applicable law.
However, users should be aware that no method of transmission over the internet or method of electronic storage is completely secure. While we take reasonable steps to protect your data, we cannot guarantee absolute security against unauthorized access, cyber threats, or technical failures.
Users are encouraged to exercise caution while sharing personal information through electronic communication channels and to contact us directly in case of any security-related concerns.
The Ashuram Insurance Expert website may contain links to external websites for reference and informational purposes. These may include links to official Life Insurance Corporation of India (LIC) websites, government portals, or other third-party informational resources.
Such external links are provided solely for user convenience and awareness. Once you click on an external link and leave our website, you are subject to the privacy policies, terms, and practices of the respective third-party website.
Ashuram Insurance Expert does not have control over, and is not responsible for, the content, privacy practices, data collection methods, or policies of any external websites or services.
We strongly encourage users to review the privacy policies and terms of use of external websites before sharing any personal or sensitive information.
The Ashuram Insurance Expert website and the services described herein are intended for individuals who are 18 years of age or older. We do not knowingly target, solicit, or provide services to children or minors.
We do not knowingly collect personal information from individuals under the age of 18. Our website content is designed to provide general insurance awareness and assistance to adult users only.
In the event that a parent, guardian, or any individual believes that a minor has inadvertently shared personal information with us, we request that they contact us immediately.
Upon becoming aware of such information, we will take appropriate and reasonable steps to promptly remove or delete the information from our records, subject to applicable legal requirements.
By accessing or using this website and by voluntarily contacting us through available communication channels such as phone calls, emails, WhatsApp, or contact forms, you acknowledge that you have read and understood this Privacy Policy.
You hereby provide your consent to the collection and use of information, if any, in accordance with the terms described in this Privacy Policy, solely for the purpose of responding to your inquiries or providing requested assistance.
The act of sharing personal information with us is entirely voluntary. You are not obligated to provide any personal details unless you choose to seek assistance or clarification from us.
Continued use of the website or communication with us will be deemed as your acceptance of this Privacy Policy and any updates made to it from time to time.
We may update, revise, or modify this Privacy Policy from time to time to reflect changes in applicable laws, regulatory requirements, business practices, service offerings, or improvements in website functionality.
Any changes made to this Privacy Policy will be effective immediately upon being posted on this page. The updated version will always include a revised strong>"Last updated" date at the top of the policy for transparency.
We encourage users to review this Privacy Policy periodically to stay informed about how we protect personal information and how our practices may evolve over time.
Your continued use of the website or communication with us after any updates are published will be considered as your acceptance of the revised Privacy Policy.
If you have any questions, concerns, or clarifications regarding this Privacy Policy, the way we handle personal information, or our data protection practices, you may contact us using the details provided below.
We encourage users to reach out if they require clarification about how their information is used during insurance-related assistance or if they wish to raise any privacy-related concern.
Ashuram Insurance Expert
Personal Brand & Advisory Service of Ashuram Modi
LIC Authorized Insurance Agent (Advisory Role Only)
Email:
Phone:
9799771577, 9414536577
Address:
Main Bus Stand Road, Near Ambedkar Chowk,
Bhadra, Rajasthan – 335501
We aim to address all privacy-related queries in a reasonable and timely manner, in accordance with applicable Indian laws and ethical business practices.