Plan Features
Arogya Rakshak (906)
Product Summary
Arogya Rakshak(906) is a non linked health plan which provides fixed benefits for hospitalization and almost all types of surgical procedures irrespective of actual cost incurred and the benefit is in addition to any other health insurance cover that insured lives may have, subject to certain terms and conditions. The benefits offered in this plan are 1. Hospital Cash Benefit (HCB) 2. Major Surgical Benefit (MSB) 3.Day Care Procedure Benefit (DCPB) 4. Other Surgical Benefit (OSB) 5.Medical Management Benefit(MMB)6. Extended Hospitalization Benefit(EHB) 7.Health Check up benefit etc.
Premium Payment Mode
Yearly, Half Yearly.
Annuity Mode
-
Optional Benefits
Accident Benefit and Term Rider
Term
-
Premium Paying Term
-
Minimum Age at Entry
(a)Principle Insured and Spouse - 18 Years (b) Child - 3 months (c) Parents and inlaws - 18 Years
Maximum Age at Entry
(a)Principle insured/ spouse - 65 Years (b) Child 17 Years (c) Parents/in-laws 65 Years
Annuity Options
-
Minimum Purchase Price
-
Deferment Period
-
Joint Annuity
-
Maximum Cover Ceasing Age
80 Years (PI/Spouse) , 80 Years (Parents/in-laws), 25 Years (Children).
Maturity Age
-
Sum Assured
-
Maturity Benefit
-
Death Benefit
-
Minimum Basic Sum Assured
-
Minimum age at the end of Premium Paying Term
-
Maximum Maturity Age
-
Minimum Premium
-
Maximum Premium
Minimum Basic Sum Assured
-
Sum Assured on Death
-
Minimum Sum Assured
Rs 2,50,000 (HCB 2500)
Maximum Sum Assured
Rs. 10,00,000 (HCB 10000)
Guaranteed Additions
-
Survival Benefits
-
Riders Available
AB and Term rider
Accidental Death and Disability benefit (ADDB)
Not available
Policy Benefits
On Death
Nothing payable
On Survival
Nothing payable
On detection of Early Stage Cancer
-
On detection of Major Stage Cancer
-
Settlement Option
-
Multiple Allowed
-
Surrender Value
No Surrender Value
Loan
Not available
Income Tax Benefit
Premium exempted u/s 80D
Proposal Form
Proposal form for Health plans
| Product Summary | Arogya Rakshak(906) is a non linked health plan which provides fixed benefits for hospitalization and almost all types of surgical procedures irrespective of actual cost incurred and the benefit is in addition to any other health insurance cover that insured lives may have, subject to certain terms and conditions. The benefits offered in this plan are 1. Hospital Cash Benefit (HCB) 2. Major Surgical Benefit (MSB) 3.Day Care Procedure Benefit (DCPB) 4. Other Surgical Benefit (OSB) 5.Medical Management Benefit(MMB)6. Extended Hospitalization Benefit(EHB) 7.Health Check up benefit etc. |
|---|---|
| Premium Payment Mode | Yearly, Half Yearly. |
| Annuity Mode | - |
| Optional Benefits | Accident Benefit and Term Rider |
| Term | - |
| Premium Paying Term | - |
| Minimum Age at Entry | (a)Principle Insured and Spouse - 18 Years (b) Child - 3 months (c) Parents and inlaws - 18 Years |
| Maximum Age at Entry | (a)Principle insured/ spouse - 65 Years (b) Child 17 Years (c) Parents/in-laws 65 Years |
| Annuity Options | - |
| Minimum Purchase Price | - |
| Deferment Period | - |
| Joint Annuity | - |
| Maximum Cover Ceasing Age | 80 Years (PI/Spouse) , 80 Years (Parents/in-laws), 25 Years (Children). |
| Maturity Age | - |
| Sum Assured | - |
| Maturity Benefit | - |
| Death Benefit | - |
| Minimum Basic Sum Assured | - |
| Minimum age at the end of Premium Paying Term | - | Maximum Maturity Age | - |
| Minimum Premium | - |
| Maximum Premium | |
| Minimum Basic Sum Assured | - |
| Sum Assured on Death | - |
| Minimum Sum Assured | Rs 2,50,000 (HCB 2500) |
| Maximum Sum Assured | Rs. 10,00,000 (HCB 10000) |
| Guaranteed Additions | - |
| Survival Benefits | - |
| Riders Available | AB and Term rider |
| Accidental Death and Disability benefit (ADDB) | Not available |
| On Death | Nothing payable |
|---|---|
| On Survival | Nothing payable |
| On detection of Early Stage Cancer | - |
| On detection of Major Stage Cancer | - |
| Settlement Option | - |
| Multiple Allowed | - |
| Surrender Value | No Surrender Value |
| Loan | Not available |
| Income Tax Benefit | Premium exempted u/s 80D |
| Proposal Form | Proposal form for Health plans |
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